Experience the professional difference with Florida State Mortgage Group Inc. *The lowest mortgage interest rates available anywhere *No (ZERO) lender fees *Self employed and condominium ninjas *First time home buyer assistance programs *One-year First American Home Warranty on each sale *Reduce closing cost with our Florida attorneys Offering the lowest available conventional and government mortgage loans including FHA mortgage loans, VA mortgage loans and USDA mortgage loans. First time home buyers with creative options to qualify borrowers with credit or down payment challenges. Same day pre-approvals with 14-day closings. Specialists in Florida condominium loans when other lenders have not been able to approve.