Hello there, my name is Parisa and as a licensed health insurance agent, friend, and advisor, my goal is to help you find the best health insurance for your unique situation. To achieve this, I suggest considering the following factors: Budget: Determine how much you can afford to spend on insurance premiums each month. Health needs: Evaluate your current and future health needs, such as prescription drugs, medical procedures, and doctor visits. Provider network: Research which hospitals, clinics, and doctors are in-network with each insurance plan. Plan types: Consider the difference between HMO & PPO plans and which one will work best for you. Coverage options: Look for plans that provide coverage for your specific needs.