OneBlinc was created to provide credit to those who work hard and need help to pay their monthly bills. Through its socially responsible credit options, it offers an alternative to end the vicious cycle of predatory lending. OneBlinc doesn’t rely on credit scores to assess credit worthiness, instead it uses technology to assess the applicant’s ability to repay and structure the loan. OneBlinc offers an array of fair and affordable credit lines with fixed, low installments, as it believes that providing access to socially responsible credit and developing financially savvy citizens can improve people’s lives and society.